North County Oral & Facial Surgery Center Works With You to Keep Your Care Affordable.

We know that any kind of oral surgery can impact your budget. We are committed to working with you to help you deal with the financial aspects of dental healthcare.

We deliver the finest care at the most reasonable cost to our patients and ask that payment be made at the time service is provided, unless other arrangements have been made in advance. We are PPO providers for the insurance companies listed below. We will obtain insurance benefit information for you, file your claims and adjust our fees according to each insurance company’s approved fee schedule for these companies.
However, we do expect patients to assume financial responsibility for all fees regardless of their insurance coverage.

After your first consultation, we will provide you with an itemized estimate of your surgical fees with estimated insurance benefits. Although we do our best to get accurate information from your insurance company, we cannot guarantee the estimates given by them.

We will help you to understand your insurance coverage and arrange outside financing through CareCredit if necessary. For your convenience we accept Debit and Credit Cards including Visa, MasterCard and Discover.

We welcome the opportunity to answer any questions you may have regarding payment for your treatment. If you have any questions about your account, please call us at 760-432-8888 or email us [email protected].

Click here to request an appointment for an initial evaluation.

NCOFSC is a Preferred Provider for the following companies:

  • Met Dental
  • United Concordia
  • Cigna Dental Radius Plan
  • Guardian Dental Guard Preferred
  • Aetna Dental
  • Delta Dental of California




Lending Club




Our practice is pleased to present flexible payment plans through Lending Club Patient Solutions. Enjoy a selection of flexible plans with low fixed rates and monthly payments, no upfront payment, and no prepayment penalty.

It’s easy to calculate your potential monthly payments. Simply complete a short application which displays fixed rates and monthly payments available for Extended Plans, all without impacting your credit score.

For more information, simply ask a team member or visit